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Perdue / Moore Health Plan Links

Post on September 28, 2007 by 19 Comments »

We've put them up at NC Justice so people can take a look for themselves:

Perdue

Moore

If any of the R candidates for Governor actually come up with a health plan we'll post those too.  They'll have to be a little more detailed than Fred Smith's however – and more accurate.  His only major idea is to relieve counties of paying for Medicaid – something that already happened in the last session of the General Assembly.  Must have been one of the 25% of votes he missed this year.

Possibly related posts:

  1. NC Speaker Tillis: Divide and Conquer! (Moms, kids and people in wheelchairs)
  2. Who should I blame Speaker Tillis?
  3. New Survey: Parents of kids on Medicaid much more satisfied than parents of kids with private health insurance
  4. Great Video: Cutting Health Care Hurts Real People

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Comments (Closed):17

  1. James
    September 28, 2007 at 8:39 pm

    Thanks. It’s good to have them side-by-side for easy comparison.

    By the way, Fred’s health care plan is top secret, but I heard it will include building more roads.

  2. child health now
    September 29, 2007 at 7:21 am

    bring on the health governor

  3. krm0517
    October 1, 2007 at 9:26 am

    Neither of these plans will do anything to cover the thousands of college age students in NC who don’t have children. Perdue offers a vague discussion about working with small businesses to provide coverage. All this will do is encourage small businesses to cut back hours on their employees so they won’t have to provide anything mandated by the state. There is no mention of those of us who work in non-profits and don’t have health coverage.

    Moore’s plan will not cover nearly as many people as you’d like to think and Purdue’s plan will only make it more difficult for college students to put themselves through school because they will have to work two part-time jobs instead of one full-time job.

  4. childhealthnow
    October 1, 2007 at 9:56 am

    krm0517 –

    Not sure I intepret the Perdue plan the same way as you do. First, most college students have the option to enroll in student health insurance at their college or university. Second, I do not see any mention of a mandate on small employers — what I read is an option to voluntarily contribute (employees, employers) to an affordable small business coverage plan with 1/3 of the premium payed by the state. This could be made available to lower-income workers in the private or non-profit sector. Finally, many young people purchase coverage directly in the individual market. Any form of “connector” could risk pool the group and individual market — a little risk sharing would not be such a bad thing.

  5. krm0517
    October 1, 2007 at 12:04 pm

    The left is always crying over the fact that there are people without health insurance in NC. Isn’t that why we are even having this discussion? If you do not make this mandatory you will still have millions of uninsured people because there are many of us who will not waste our hard earned dollars on insurance when we are young, healthy and single. I have not had health insurance since I left the military in 2000. At $198 a month I would have thrown away about $16,000 over the last 7 years. Health insurance simply isn’t a wise investment for someone in my situation. I will have insurance when I finish college, get a job and start a family but right now it is simply an unwise investment for either me or the state.

  6. James
    October 1, 2007 at 4:22 pm

    Unwise investment?

    Yeah right. Let’s just hope you don’t get hit by an uninsured driver and become a quadriplegic for the rest of your life. Or maybe slip on a wet sidewalk and crack your skull.

    Do us a favor. Make up a living will and post it here so we’ll know you don’t want to receive any taxpayer funded health care in whatever emergency room they take you to.

  7. child health now
    October 1, 2007 at 6:21 pm

    krm0517 — does not appear you understand the purpose of insurance — to protect again unpredictable risk.

  8. Adam Searing
    October 1, 2007 at 8:21 pm

    krm – I’m floored that you don’t have coverage. Is it you can’t afford it? I’m not sure of your age, but given health costs you really are one accident or unexpected sickness away from financial ruin. There is a reason 50% of all bankruptcies have medical bills as the major factor. Do you have any assets like a car or a house? Those are all at risk too. I’d at least consider a high-deductible catastrophic plan if you can’t afford more comprehensive coverage – at least then you are somewhat protected from some of the more extreme financial hits.

  9. krm0517
    October 2, 2007 at 9:13 am

    I am 32. I eat a low fat high fiber diet. I run 2 miles a day 7 days a week and lift weights 3-4 days a week. I visit the dentist once a year and spend $65 for a cleaning. I am a graduate student. I don’t have insurance through the university but I can visit the student health center if need be.

    I spend about $350 a month in taxes. I would gladly pay $198 a month for health insurance if the government would lower my taxes by an equal amount. Hey, isn’t that what some of the Republican candidates are offering?

    Otherwise, I will wait until I have kids to get insurance. It would be a total waste of money for me as a healthy, young single male to have insurance. Mankind has survived for eons without insurance. I’ll be just fine. Thanks for the concern but no thanks. I know I can find better things to spend my money on than to throw $2376 a year away for a service I don’t need or use.

  10. krm0517
    October 2, 2007 at 11:52 am

    I read this on the NYT’s website today:

    “Cuba may not be the wealthiest nation in the Western Hemisphere, but it has gained worldwide recognition for its exemplary health care system and excellent medical care.”

    Talk about drinking the cool-aid…

    Do you folks at NC Policy Watch believe this sort of garbage, too?

  11. Adam Searing
    October 3, 2007 at 3:08 pm

    krm -

    I checked BCBS’s website. Absent other health conditions, given your age, you can get a high deductible health plan – covers everything once you’ve spent $5,000, does cover some preventive services – for $68 a month. You can set up a health savings account under this plan and save on your taxes since the money in the account will be tax-free.

    I’d rather folks have comprehensive coverage, but at least this is an inexpensive way for someone who is young and healthy to get covered for about the price of cable TV each month – and you’d be protected from financial disaster.

    We want to keep you around to argue with at the Progressive Pulse after all!

  12. krm0517
    October 4, 2007 at 9:30 am

    A $5,000 deductible??? That is insulting. That would be an even bigger waste of money than paying $198 a month for a policy with no deductible. I am in graduate school and I work for a nonprofit. If I could afford a $5000 deductible I would just pay for the policy that doesn’t have a deductible. I have never had a medical bill exceed a few hundred bucks.

    What you are suggesting would be the biggest waste of money I could engage in next to developing a drug habit.

  13. sturner
    October 4, 2007 at 9:46 pm

    Adam,
    You can lead a horse to water…

  14. krm0517
    October 5, 2007 at 8:48 am

    You guys claim to be the pro-choice crowd and yet you never hesitate to force your goals on others.

    Question, are you guys interested in whether or not I have health insurance because 1) you think you have the right to force your morality on people you’ve never met or 2) because you believe your healthcare costs will go down if you can force more people to pay into the system?

    Just wondering.

  15. sturner
    October 5, 2007 at 10:20 am

    None of the above.

    We just want to make sure you make a fully informed decision as you do your risk : benefit analysis.

    If you decide to opt out I still like James idea of having you post a living will so if you are incapacitated you won’t be subject to the coercive will of the state.

  16. Adam Searing
    October 5, 2007 at 2:19 pm

    What you do is up to you (although BCBS CEO Bob Greczyn would like to mandate you buy coverage – and he’s in the private sector.) I just want you to know what options are out there – I do this all the time for people I know.

  17. krm0517
    October 8, 2007 at 9:01 am

    Whether you realize it or not, any increase in health coverage is equal to you thinking you have the right to force your morality on people you’ve never met because they will have to pay for it.