1. Rob Schofield

    April 24, 2008 at 12:09 pm

    Very succinct Adam. Those are three very good reasons. Here’s another one that occurs to me: who the hell wants to spend their precious time shopping for health insurance? It’s already confusing as heck with a large employer handling it for you. Just imagine if one had to do it all by oneself! Now imagine that you’re a single parent with a couple of kids. You can’t make some of this stuff up it’s so absurd.

  2. James

    April 24, 2008 at 3:27 pm

    I really appreciate these “how to” videos.

    Nicely done.

  3. Max

    April 24, 2008 at 5:20 pm

  4. Jenny

    April 24, 2008 at 7:01 pm

    This scheme also presumes that everyone will be able to understand how to use the tax credit and navigate the plethora of confusing and conflicting options for health care.

    I can’t wait until we get to universal health care. The government would be a lot easier to deal with than my insurance company.

    In the meantime, let’s keep our employer-sponsored plans!

    Well done, Adam!

  5. jniff

    April 25, 2008 at 12:21 pm

    I figured there would be a rebuttal to Adam’s post, but was hoping for a video rebuttal from Max. :-) Still, words are words.

    Max, I’m by no means an expert on the health coverage debate, so maybe you can enlighten me and explain where the money to cover the individual tax credits would come from? If it won’t come from the pot that goes toward employer based subsidies, where will it come from?

    After reading Max’s post (http://redclaycitizen.typepad.com/redclay/2008/04/healthcare-rebu.html), I went back and re-watched Adam’s video, and nowhere in the video do I hear him actually say that: 1) he supports the current employer-based subsidy system as the solution to our current health care problems; or 2) wants to limit peoples’ choices. My guess is you’ve somehow deduced this from his argument that individual tax credits are a bad idea, although I don’t see the logic to support these statements.

    Adam, correct me if I’m wrong, but I’ve always thought that in your utopia, there would be universal coverage for all, where consumers could still exercise choice as to who they would see and their treatment options.

    I still fail to see how individual tax credits would help someone like John McCain, who has a history of health issues, find affordable health coverage versus the benefits he enjoys from his current government-based plan.

    I know I’d trade my BCBS plan for his plan any day of the week.

  6. Adam Searing

    April 25, 2008 at 2:47 pm

    Of course these plans say they’ll eliminate the current tax subsidy for employer-based insurance – just take a look at any of them!

    And yes, while I’m not a fan of the current system which relies heavily on employers, I think it is silly to dismantle it and substitute individual tax credits with all their problems.

    If the conservatives were also proposing prohibiting insurance companies from charging people more in individual insurance plans because of pre-existing conditions and requiring a standard benefit package with reasonable cost-sharing that didn’t leave you coming out of the hospital with $5K in debt, then this proposal might be worth talking about. However, they specifically are NOT doing that.

    In fact, this is a radical plan – building on the current public/private system is a much more conservative idea! I always knew I was a conservative at heart.

  7. […] Searing wants to deny people greater choices and more affordability. He wants to continue the favorable tax treatment of employer-based […]

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