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Post on March 12, 2010 by 3 Comments »

Sunrise_over_the_sea

All the talk recently about the skyrocketing health care premiums is really only half of the story. Drew Altman, head of the Kaiser Family Fund, recently wrote about the other half, the rising out of pocket costs of health care.

…rising health care costs and insurance company practices are leading not just to more expensive premiums, but to skimpier, less comprehensive coverage as well; slowly redefining what we have known as health insurance.

….Appropriate cost sharing is one thing, but we may be reaching the point in the individual market where the policies many people have simply cannot be considered meaningful coverage.

Higher premiums, less coverage and more out of pocket expenses. Reform anyone?

Possibly related posts:

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  3. Actual earthquake v. health policy earthquake
  4. New Survey: Parents of kids on Medicaid much more satisfied than parents of kids with private health insurance

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Comments (Closed):3

  1. IBXer
    March 12, 2010 at 9:02 am

    What Obamacare does…

    1) People can choose to have insurance for thousands of dollars a year or pay a few hundred dollars in penalties.

    2) You can’t be denied insurance due to pre-existing conditions.

    3) People won’t buy insurance until they are sick. That would be the “smart” thing to do under Obamacare. That will drive the cost of insurance through the roof forcing more people out of the system unless they become sick.

    4) Millions will loose their insurance as the industry becomes bankrupt and unsustainable.

    That’s not hope or change I can believe in.

  2. IBXer
    March 12, 2010 at 10:05 am

    Everyone should read this:

    What Obama’s cousin (a practicing doctor) thinks about Obamacare:

    http://www.washingtontimes.com/news/2010/mar/11/obama-family-health-care-fracas/

    “The justification for Obamacare has been to control costs, but the problem is there is little in Obamacare that will do that. Instead, there are provisions that will ration care and artificially set price.”

    “I wish my cousin Barack the greatest of success in office. But I feel duty-bound to rise in opposition to Obamacare. I must take a stand for my patients, my profession and, ultimately, my country.”

  3. Lou Meyers
    March 12, 2010 at 4:32 pm

    If the Dems seriously think a bill without a strong PO ( a la Medicare buy in) will work then they have been quaffing down their own kool-aid.

    The Republicans have already overdosed on theirs.