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The Top Ten Immediate Benefits When Health Care Reform Passes

Post on March 18, 2010 by 8 Comments »

From the House Democratic Caucus:

As soon as health care passes, the American people will see immediate benefits. The legislation will:

  • Prohibit pre-existing condition exclusions for children in all new plans;
  • Provide immediate access to insurance for uninsured Americans who are uninsured because of a pre-existing condition through a temporary high-risk pool;
  • Prohibit dropping people from coverage when they get sick in all individual plans;
  • Lower seniors prescription drug prices by beginning to close the donut hole;
  • Offer tax credits to small businesses to purchase coverage;
  • Eliminate lifetime limits and restrictive annual limits on benefits in all plans;
  • Require plans to cover an enrollee’s dependent children until age 26;
  • Require new plans to cover preventive services and immunizations without cost-sharing;
  • Ensure consumers have access to an effective internal and external appeals process to appeal new insurance plan decisions;
  • Require premium rebates to enrollees from insurers with high administrative expenditures and require public disclosure of the percent of premiums applied to overhead costs.
  • By enacting these provisions right away, and others over time, we will be able to lower costs for everyone and give all Americans and small businesses more control over their health care choices.

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Comments (Closed):7

  1. Catherine J.
    March 18, 2010 at 3:57 pm

    The absolute best result if this bill passes is that the leftist socialist liberal dems will be toast.

  2. James Protzman
    March 18, 2010 at 4:18 pm

    I’d rather be toast on the way to doing something for people in need than allow corporate greed to decimate the few shreds of decency remaining in our democracy.

  3. Stan Bozarth
    March 18, 2010 at 4:36 pm

    The best result will be that even the people who have denigrated this plan will be able to afford healthcare insurance for themselves and their children. It’s not perfect…and women are being forced to eat ajar of dirt (proudly provided by the Republicans) but it’s a heck of a start.

  4. IBXer
    March 19, 2010 at 10:18 am

    Deem and Pass is the means they plan to pass it. Which means the Supreme Court will likely overturn the whole bill. I am starting to think this is the strategy. I think the Dem leadership wants to force it through to appease their idiot base, then have it overturned so they can say they tried without having to “own” the economic collapse it would cause.

  5. Dennis Perry
    March 19, 2010 at 10:34 am

    What part of a $1,000,000,000,000.00 do we not understand? This is not the solution. Yeah, some of the “reforms” would be desireable but this is not reform; this is another giagantic entitlement program. What is next ? Everyone is entitlled to eat. Does that mean that we should also open a federal commissary. What has happened to this country? What has happened to concepts of personal responsibility and self reliiance? These reforms are not insurance, they are a public dole, plain and simple.

    You do not by insurance to pay for your morning coffee or gasoline. You buy insurance to protect against the unpredictable. Health Insurance should be reserved for the non predictable financially damaging events of life and not for health maintenance. Most health care is no different than putting food on the table. Perhaps a solution is to REQUIRE people to provide for themselves by mandating personal health savings accounts that each would own and be reponsible to allocate for day to day health care. These could be coupled with a major medical high deductible for major health issues. For those truly unfortunate there is always room for a safety net of a combination of private and public help.

    In any event maybe a case can be made to address issues of preexisting or catastrophic health events but how is it governments responsibility to provide health care to the obese, indolent, addictive, boozing irresponsible parasites posing as human beings?

  6. Jake
    March 19, 2010 at 6:46 pm

    “Republicans have dubbed this the “Slaughter Solution,” and described it as an unprecedented maneuver that will allow Democrats to enact reform without casting a vote on it. The reality is that this maneuver (known more technically as a “self executing rule”) has a long history, and has been used more frequently by Republicans than by Democrats.”

    http://tpmdc.talkingpointsmemo.com/2010/03/slaughter-house-rules-the-truth-about-democrats-plan-to-pass-health-care.php?ref=fpa

    Without getting into whether this bill is right or wrong, I don’t know that it’ll be over turned. I mean maybe it will, but that’d be many years of law they’d have to over turn. And given that the GOP has used this procedure the most often, I really don’t foresee the current conservative leaning court going for that.

  7. Charlotte
    March 20, 2010 at 4:44 pm

    A generation ago our country was looked up to by the rest of the world. How can we be respected when we are moving toward being a nation of haves and have-nots and our representatives won’t work together to take care of our own? As a working person in North Carolina, where a single, formerly non-profit health insurance company has a near-monopoly and many of my co-workers simply cannot afford to purchase health insurance for their children, I find it interesting to see how much is being spent to keep this increasingly profitable arrangement in place through paid advertisements, scare tactics and direct payments to the campaign funds of our legislators on BOTH sides of the aisle. Health insurance executives received bonuses last year when people in our state were worried about their jobs, much less raises or bonuses. If the health care bill does not pass or is overturned, what makes us think our health premiums won’t go up even faster and that we won’t be dropped from coverage after the first bad test report?
    It is maddening to hear seniors who would never give up their Medicare benefits argue that we mustn’t involve government in providing even the most basic health care for children or for people who are working but who either can’t afford to pay or who don’t qualify for coverage.
    I have been told that Medicare was once fiercely opposed, so I’m focusing on a glimmer of hope that this time we will make another step in the right direction.