I have not written in awhile. I am totally sick at the prospect of BCBSNC taking over the last vestige of hope for those can not afford health insurance. I knew when I sat in the Press Conference in which Mr. Wilson was giving a one time rebate to certain BCBSNC customers something was fishy. When he talked about 2014 and the Exchanges he looked like the cat who swallowed the canary. Yes the Affordable Care Act did turn out to be great for BCBSNC. In writing HB115 BCBSNC basically hijacked Health Care Reform in NC. Some people may not care. They may have good insurance and think Health care Reform should be repealed.
I do care. I am a spouse on the State Workers Health Plan. This year we will no longer be able to afford BCBSNC’s no bid, sealed contract. You might say get other insurance. I can not I have MS and I can not get Medicare either. I am stuck.
My premiums this next fiscal year will be twice our house payment. We are already cutting out my MS treatment. I figure we will only be able to afford the premium and nothing else. I will drop primary care and medicine. I am on twelve generic drugs with MS and Asthma.
Other people who may care are my friend who lost her husband and health care. I also have a friend whose husband’s company just closed. They had great insurance. He just had major heart surgery. I have a friend who is self employed who dropped her insurance because the premiums were $1000 a month and the deductible was $20,000. Health Insurance is not a given in this country.
The exchanges were supposed to give folks like us a fighting chance. With the biggest Insurer in the State taking over them it is steamroller over the playing field.
In the end it will not be good for BCBSNC. When Big Business gets everything they want they self destruct. They can’t help themselves. The banks did it. The automaker did it. In the end the taxpayers of NC will be called in to clean up the mess.
Who is going to be able to afford BCBSNC Plans as more and more hard working folks have to drop their plans? Senator Orrin Hatch says we should all use the ER for our primary care. How long will that last?
When the Government bailed out Bank of America I switched my account to a Credit Union. I do not have that option with health insurance. The Exchanges were the closest we would have to options. If HB115 goes through next week BCBSNC will be the Biggest Winner and NC will be the Biggest Loser.