Uncategorized

Wal-Mart cuts health benefits: how reform will help

Sarah Kliff has a blog post on the Washington Post website noting that health reform will do little to encourage employers like Wal-Mart to extend coverage to part-time workers. That is true. What is left out of the conversation, however, is that those part-time workers will have better options for insurance through the health benefit exchanges starting in 2014.

Take, for example, a part-time Wal-Mart employee who makes $15,000 per year with no affordable health benefit options through work. Let’s say that person is married to someone making $30,000 per year and let’s assume that neither spouse can access affordable employer-based insurance coverage. This family also has two children.

In the health benefits exchange the family can’t be denied coverage due to pre-existing conditions. They will have a range of competing insurance plans from which to choose. And they will get subsidies to help pay the premium.

This family with a household income of $45,000 per year will have to pay about $2,672 annually for a robust family health insurance plan beginning in 2014. A few hundred dollars every month still isn’t cheap, but it’s much more affordable than what most people can find now. And for many people it will be a better option than getting stuck with whatever policy Wal-Mart offers to part-timers.

One Comment


  1. […] Wal-Mart Cuts Some Health Care Benefits New York Times Reuters India -Houston Chronicle -The Progressive Pulse all 261 news articles »  Tags: EnglishPosted in Business | No […]

Check Also

Context is key for understanding Insurance Commissioner’s Affordable Care Act comments

Many people were surprised to see a story ...

Top Stories from NCPW

  • News
  • Commentary

WASHINGTON -- Sen. Richard Burr is in the awkward position of investigating whether his ally in the [...]

Republican congressional candidate Mark Harris had no idea Wednesday that his son would would take t [...]

State Superintendent of Public Instruction Mark Johnson on Tuesday released a lengthy list of educat [...]

President Trump’s national emergency declaration, long teased, is in effect. Let the lawsuits begin. [...]

There was much talk this week and last about state Superintendent Mark Johnson’s Tuesday night limel [...]

Many of us may remember the often very implausible notions we had of “where babies come from” when w [...]

Just about anything can happen in American politics. Those who doubt this oft-demonstrated truism ne [...]

Editor's note: Kim Mackey is a social studies teacher with Wake County Public Schools. She rece [...]