Tricia Brooks at the Georgetown Center for Children and Families pointed out today that a recent survey conducted for the federal government by a fancy DC polling firm confirms what many NC families know already: Parents with kids getting health coverage through Medicaid or state children’s health insurance programs are much more satisfied with their “government” health coverage than parents of kids getting their health coverage through private employer health insurance.
The difference is stark. Two out of three parents with Medicaid or state child coverage are “very satisfied” with their coverage while less than half (48%) of parents with employer coverage are “very satisfied” with the health insurance for their kids.
There are probably several reasons for this but here’s my guess as to one major factor. Medicaid and state child coverage programs are run by most states with a primary goal of keeping kids healthy and keeping family physicians and other health providers involved in their care. This means they usually cover the vast majority or all the services a kid needs – there are not a million exclusions like you find in private coverage – and health providers are usually heavily involved in the design and implementation of the programs. That means fewer forms and more responsiveness rather than the complicated paperwork and stonewalling that comes from a private health insurer.
It’s amazing the success you can have when you focus on care instead of profit.