In case you needed another one, here’s your Monday morning reason to be a little cynical about things in Washington. It comes from Sunday’s column  by Gretchen Morgenson in the New York Times. The whole piece is worth your time, but the first paragraph sums things up.
If you were hoping that things might be different in 2013 — you know, that bankers would be held responsible for bad behavior or that the government might actually assist troubled homeowners — you can forget it. A settlement reportedly in the works with big banks will soon end a review into foreclosure abuses, and it means more of the same: no accountability for financial institutions and little help for borrowers
The more things change…..