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Health marketplace website working in NC

With all the well-documented problems over the last couple of weeks with the new health marketplace website, www.healthcare.gov, I’ve been checking very closely to see how it is working every few days. Today it looks to me like many of the kinks are finally being ironed out. I set up a brand new account with a new email address, entered all my basic information, answered a question about smoking and was looking at plans and prices in under 30 minutes.  Those prices by the way for a individual health plan for me – a 46 year old with, like most of us, a history of some pre-existing health conditions – were around $300 for a silver plan without figuring in any subsidies that will make the premium even more affordable for the majority of people who buy plans. The bumps in the road have been frustrating, but today I’m very, very encouraged.

4pm Update:  After I wrote this someone questioned whether or not I could actually enroll in a plan even though I was only one step away from enrolling this morning.  I easily got back on the website, went to my choices, and formally enrolled in a plan. Now I’ve got to call the insurer and tell them I don’t need the coverage and was just testing the system (which I’m going to do right now), but I’ll say it one more time.  The health marketplace is working in NC.

4 Comments

  1. Alex

    October 23, 2013 at 1:23 pm

    Unfortunately, many people are losing their current coverage and can’t afford the new higher priced policies even with subsidies. The following article out today online states the problem :

    “Insurance companies have sent out hundreds of thousands of letters to consumers in recent months cancelling their health-care plans.
    Kaiser Health News reports the cancelled policies “fall short” of the essential health benefits the ACA requires all plans include beginning Jan. 1, and are therefore not eligible for sale on the state and federally-run exchanges.
    The law requires plans to include coverage for maternity care, ambulatory services, prescription medications and more, additions that critics say will drive up premium costs for policyholders who may never use them.
    Among the insurance companies terminating policies are Kaiser Permanente in California, which sent notices to 160,000 policy holders; Highmark Pittsburgh, which dropped 20% of its individual market customers; and Independence Blue Cross, a major insurer in Philadelphia, eliminating 45% of its individual policies, Kaiser reports. The biggest hit comes in Florida, where insurer Florida Blue has dropped 300,000 policies.

    This is not good !

  2. Alan

    October 23, 2013 at 3:10 pm

    Alex,

    Where did your article come from?

  3. Karen

    October 23, 2013 at 4:31 pm

  4. Karen

    October 23, 2013 at 5:45 pm

    Here’s a very different spin: Sally Kohn (a Fox contributor) on Foxnews.com talks about her recent experience signing up for–and SAVING on–her insurance through the NY State marketplace:

    http://www.foxnews.com/opinion/2013/10/21/was-obamacare-guinea-pig/

    Here’s how she ends her article: “We’ve suffered through four years of outlandish attacks against ObamaCare — that it will kill our grandmothers, or at least just kill our economy. But the fact is that ObamaCare has created a private marketplace so that millions of American families like mine can get affordable, quality health insurance while keeping more of our hard-earned money.”