Mark Zandi, Chief Economist

Plans for stemming the surge in mortgage foreclosures.

A critical agenda for the President-elect.

And what does the near collapse of the financial system mean?

An assessment of the macro economic impact of Fiscal Stimulus 2008.

Moody's Economy.com has proposed a mortgage plan that offers a sustainable, low-cost solution for homeowners, investors and the government.

Mark's research interests include macroeconomic, financial, and regional economics. Recent areas of research include studying the determinants of mortgage foreclosure and personal bankruptcy, an analysis of the economic impact of various tax and government spending policies, and an assessment of the appropriate policy response to bubbles in asset markets. In addition, Mark conducts regular briefings on the economy. He is frequently quoted in national and global news outlets.

Dr. Zandi received his Ph.D. at the University of Pennsylvania, where he did his research with Gerard Adams and Nobel Laureate Lawrence Klein, and he received his B.S. from the Wharton School at the University of Pennsylvania.

Next, models are constructed by applying econometric techniques to determine important historical relationships that can inform an assessment of the future. Market insight, derived from a wide range of sources—including our customers—is then used to supplement the data and models. Finally, we incorporate diverse areas of analytical expertise through weekly reviews of market developments.

To produce accurate economic forecasts, it is critical to have experience in understanding the limitations of the data and models used in the process and to adjust the process in response to these limitations. We update our economic outlook continuously, as we evaluate the underlying data and assumptions with each release of new economic statistics.

Zandi on Stimulus

His analysis, as well as the Obama team's description of their proposals,
are here:

• The Economic Impact of the American Recovery and Reinvestment Act
  Mark Zandi - January 21, 2009
• The Economic Impact of a $750 Billion Fiscal Stimulus Package
  Mark Zandi - January 6, 2009
• The Economic Impact of a $600 Billion Fiscal Stimulus Package
  Mark Zandi - November 28, 2008
• The Job Impact of the American Recovery and Reinvestment Plan:
  Christina Romer and Jared Bernstein; January 9, 2009

Financial Shock

• A fascinating exposé of the subprime crisis by one of the world's leading economists and expert on credit and credit markets.
• How mortgage lenders, investment bankers, builders, regulators, and the Fed caused one of the most devastating global economic disasters in history.
• How homeowners and investors can protect themselves from new financial shocks already on the horizon.
• Read Financial Shock by Mark Zandi for a systematic breakdown of the causes and resultant effects of the current subprime mortgage crisis crippling the American real estate and lending industries.
• Learn more at www.financialshock.com